Home Loan

Our Home Mortgage Lender

Fairway-Stacked-ColorHome ownership is an excellent financial achievement, and providing an equally excellent mortgage lending experience is Members Credit Union’s goal. That’s why we have Fairway Independent Mortgage Corporation. With Fairway, not only do you get the best rate and a quick turn-around – you will receive the top-notch personal service you deserve and expect from your trusted credit union. Apply Online

Equity Access Credit Line

(Only available in North Carolina)
Open an equity line of credit with our Equity Access Credit Lines, a ten-year, revolving line of credit from $10,000 to $100,000 to take care of current AND future borrowing needs. Credit lines are determined by the amount of equity in your home. They remain open for up to ten years and you have 15 years to pay the loan off completely.

Equity Access is a variable rate loan. Payment adjustments occur only every 12 months and at the time an advance is taken on the line of credit.

You may roll the closing costs of your Equity Access Loan into the loan proceeds. Some of the closing costs for an Equity Access line include a title opinion (only if Line of Credit exceeds $50,000). An appraisal may be required, as well as a flood certification.

The interest you pay on an Equity Access Credit Line may be tax deductible. Consult your tax advisor to find out if you would be eligible for a tax deduction.

Members Credit Union has a business arrangement with Fairway Independent Mortgage Corporation (“Fairway”). Fairway does not have a direct or indirect ownership in the Company, however, Fairway has a Marketing Service Agreement (“MSA”) through which Fairway pays the Company for marketing services. You are not required to use Fairway as a condition for settlement of your loan, purchase, sale or refinance of the subject property. There are other settlement service providers available with similar services. You are free to shop around to determine that you are receiving the best service and the best rate for these services.

Copyright ©2016. Fairway Independent Mortgage Corporation. NMLS#2289. 4801 S. Biltmore Lane, Madison, WI 53718, 1-877-699-0353. This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates and programs are subject to change without notice. All products are subject to credit and property approval. Other restrictions and limitations may apply. Equal Housing Lender .