If you are employed by a sponsor company, you can open a savings account with no initial deposit, as long as you begin payroll deductions to make regular deposits into the account.

Receiving your Funds
Once you have established your account, you have access to your money whenever you need it.  You can withdraw money in the following ways: 1) by visiting any branch office, 2) by using an MCU Cash Card (teller machine card), 3) by calling any office during normal business hours to request that a withdrawal check be mailed to you, or 4) using TELL-COM or MCU@Home to request a withdrawal check.

Life Savings Insurance
Each member with a regular savings account receives life savings insurance at no extra cost.  This insurance automatically provides the primary account holder with life insurance equal to the account balance, up to a maximum of $2,000. Some limiting conditions apply for members age 65 and up.  Call any branch office to get an insurance booklet which fully explains this valuable benefit.

Federally Insured
All deposits in Members Credit Union are federally insured by the National Credit Union Administration, a U.S. Government agency, to at least $250,000.

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