Current Rates

Accounts 1
Regular Savings Account Avg. Daily Balance $25 and up

0.15%

0.15%

 
Regular/MyFi Checking Account Avg. Daily Balance $25 and up

0.05%

0.05%

Christmas/Vacation Club Avg. Daily Balance $25 and up

0.05%

0.05%

 
Super 60 Savings Account Avg. Daily Balance $600 and upAvg. Daily Balance $25-$599.99

0.30%

0.15%

0..30%

0.15%

 
Money Market Account Avg. Daily Balance $500 and upAvg. Daily Balance $25-$499.99 and up

0.20%

0.15%

0.20%

0.15%

 
Trust/Custodian Accounts Avg. Daily Balance $25 and up

0.15%

0.15%

 
Individual Retirement Account (Shares) Avg. Daily Balance $25

0.30%

0.30%

1-800-951-8000
1 Savings/Checking accounts require $25.00 to open.2 All share accounts earn 0.00% APY when average daily balance is below $25.00.3 Fees may reduce earnings.Adobe .pdf Version - Click Here
Share Certificates

Dividend

Rate

Annual

Percentage

Yield 1

Minimum

Opening

Deposit

5-Month 
0.15%
0.15%
$500
6-Month Jumbo
0.30%

0.30%

$50,000
6-Month 
0.20%
0.20%
$2,000
12-Month 

0.30%

 

0.30%

 

$2,000
18-Month 
0.40%
0.40%
$2,000
24-Month 
0.50%
0.50%
$2,000
36-Month 
0.70%
0.70%
$2,000
60-Month 
0.80%
0.80%
$2,000
1 Early withdrawal penalties will substantially reduce stated APY by up to the equivalent of 180 days’ dividends earned.Adobe .pdf Version - Click Here
IRA Certificates
Dividend
Rate
Annual
Percentage
Yield
1
Minimum
Opening
Deposit
12-Month
0.30%
0.30%
$2,000
24-Month
0.50%
0.50%
$2,000
36-Month
0.70%
0.70%
$2,000
60-Month
0.80%
0.80%
$2,000
1 Early withdrawal penalties will substantially reduce stated APY by up to the equivalent of 180 days interest earned.
Adobe .pdf Version – Click Here

Fixed-Rate Loans1
Annual
Percentage
Rate
New/Used Automobile2
As low as 1.75%
Debt Consolidation
10.20%
Other or Stock Secured
3.50%
1-800-951-LOAN
Unit
7.50%
1-800-951-LOAN
First Mortgage Loans
Call for Quote
1-800-951-8000, ext. 190
Land Loans
Call for Quote
1-800-951-LOAN
1 Rate is fixed for term of loan.
2 Subject to qualifications.Adobe .pdf Version - Click Here

Variable-Rate Loans1
Annual
Percentage
Rate
Personal Line of Credit
10.25%
Visa Credit Card
10.25%
Savings or Certificate Secured
2.00%

1-800-951-LOAN

Equity Access Line of Credit
5.50%
Visa Debit Line of Credit
10.25%
1-800-951-LOAN
1 Variable rate loans are subject to change and can increase or decrease after closing.
Adobe .pdf Version – Click Here