Rates (April 22, 2013)
| Accounts 1 | |||
| Regular Savings Account Avg. Daily Balance $25 and up |
0.15% |
0.15% |
|
| Regular/MyFi Checking Account Avg. Daily Balance $25 and up |
0.05% |
0.05% |
|
| Christmas/Vacation Club Avg. Daily Balance $25 and up |
0.05% |
0.05% |
|
| Super 60 Savings Account Avg. Daily Balance $600 and upAvg. Daily Balance $25-$599.99 |
0.35% 0.15% |
0.35% 0.15% |
|
| Money Market Account Avg. Daily Balance $500 and upAvg. Daily Balance $25-$499.99 and up |
0.20% 0.15% |
0.20% 0.15% |
|
| Trust/Custodian Accounts Avg. Daily Balance $25 and up |
0.15% |
0.15% |
|
| Individual Retirement Account (Shares) Avg. Daily Balance $25 |
0.35% |
0.35% |
1-800-951-8000
|
1 Savings/Checking accounts require $25.00 to open.2 All share accounts earn 0.00% APY when average daily balance is below $25.00.3 Fees may reduce earnings.Adobe .pdf Version - Click Here |
|||
| Share Certificates |
Dividend Rate |
Annual Percentage Yield 1 |
Minimum Opening Deposit |
| 5-Month |
0.15%
|
0.15%
|
$500
|
| 6-Month Jumbo |
0.30%
|
0.30% |
$50,000
|
| 6-Month |
0.20%
|
0.20%
|
$2,000
|
| 12-Month |
0.30%
|
0.30%
|
$2,000
|
| 18-Month |
0.40%
|
0.40%
|
$2,000
|
| 24-Month |
0.50%
|
0.50%
|
$2,000
|
| 36-Month |
0.70%
|
0.70%
|
$2,000
|
| 60-Month |
0.80%
|
0.80%
|
$2,000
|
| 1 Early withdrawal penalties will substantially reduce stated APY by up to the equivalent of 180 days’ dividends earned.Adobe .pdf Version - Click Here |
|||
IRA Certificates |
Dividend
Rate |
Annual
Percentage Yield 1 |
Minimum
Opening Deposit |
| 12-Month |
0.30%
|
0.30%
|
$2,000
|
| 24-Month |
0.50%
|
0.50%
|
$2,000
|
| 36-Month |
0.70%
|
0.70%
|
$2,000
|
| 60-Month |
0.80%
|
0.80%
|
$2,000
|
| 1 Early withdrawal penalties will substantially reduce stated APY by up to the equivalent of 180 days interest earned. Adobe .pdf Version – Click Here |
|||
| Fixed-Rate Loans1 |
Annual
Percentage Rate |
|
| New/Used Automobile2 |
As low as 1.75%
|
|
| Debt Consolidation |
10.20%
|
|
| First Mortgage Loans |
Call for Quote
|
1-800-951-8000, ext. 190
|
| Land Loans |
Call for Quote
|
1-800-951-LOAN
|
| 1 Rate is fixed for term of loan. 2 Subject to qualifications.Adobe .pdf Version - Click Here |
||
| Variable-Rate Loans1 |
Annual
Percentage Rate |
|
| Personal Line of Credit |
10.25%
|
|
| Visa Credit Card |
10.25%
|
|
| Boats/RVs |
7.50%
|
1-800-951-LOAN |
| Other Secured Advance (Stocks) |
3.50%
|
1-800-951-LOAN
|
| Savings or Certificate Secured |
2.00%
|
1-800-951-LOAN
|
| LoanLiner Home Equity |
4.25%
|
|
| FAST Equity Loan |
4.25%
|
|
| Equity Access Line of Credit |
5.50%
|
|
| Visa Debit Line of Credit |
10.25%
|
1-800-951-LOAN
|
| 1 Variable rate loans are subject to change and can increase or decrease after closing. Adobe .pdf Version – Click Here |
||
18 NC Locations and over 1,000 Surcharge Free ATMs.
