Personal Line of Credit & Debt Consolidation

Both the  Personal Line of Credit and Debt Consolidation Loan require no collateral other than your signature and a good faith promise to repay. You must make monthly payments equal to 3% of the amount borrowed, with a minimum payment of $30 a month. For a small cost, members may purchase credit disability insurance.

Personal Loan

Max Loan Amount

Max Term Length


Personal Line of Credit



Request a VISA Credit Card for access to your line of credit at merchants and ATMs that accept Visa worldwide.

Debt Consolidation


72-month term

Finance non-MCU loan balances into an affordable, fixed rate Members Credit Union loan with one monthly payment.