Saving for the Holidays
A Christmas Club account helps you save all year long for the expenses of the holiday season.  This has always been one of our most popular products because members often use it as a way to discipline themselves into putting aside money for all of the gifts, parties, and travel that the holidays bring - taking advantage of great rates along the way!

You can open a Christmas Club account with no initial deposit, provided you begin payroll deductions to make regular deposits.  Otherwise, a $25 deposit is required to open the account.  Dividends are paid any month in which your average daily balance is $25 or more.

Receiving your Funds
In the first week of November, MCU disburses to you the funds in your Christmas Club account. You can choose to receive your funds either by: 1) having the funds transferred to your MCU savings or checking account, or 2) having a check mailed to your home address.

Payroll deductions do not stop being deposited into your Christmas Club account when we send your check in November.  Your deductions continue so you are already saving for the next holiday season.

Federally Insured
All deposits in Members Credit Union are federally insured by the National Credit Union Administration, a U.S. Government agency, to at least $100,000.



Privacy Policy
Your savings federally insured to at least $100,000 by the National Credit Union Administration (NCUA), and backed by the full faith and credit of the United States Government.
MCU Copyright 2007