Stop Paying Monthly Fees for Checking!
Members Credit Union has created the most convenient and member-friendly FREE* checking account you can find - eliminating the wasteful fees and maintenance charges of your typical financial institution, while continually offering more modern, sophisticated, and time-saving ways for you to access your account.

Pays Dividends
In any month that your average daily balance is $25.00 or more, you will earn a competitive dividend. Dividends are paid and compounded monthly based on your account's average daily balance.

Account Access Cards
MCU offers an impressive lineup of plastic account access cards that may be used for purchases and ATM withdrawals. Our MCU Cash Card and Visa Debit Card make shopping and cash access quick and easy.

Convenient e-Features and Phone Access
While MCU's 20 branches have been strategically located for optimum service and convenience, we realize that it is not always possible to visit a branch in person. Our excellent electronic products allow you to access your accounts from anywhere. Enjoy full account access with our online MCU@Home or over the telephone with our incredibly easy Tell-Com product. Pay your bills online with our time and money-saving eBill@MCU service, or even access your last 18 statements through eStatements!

Statements
Every member will receive a statement at least quarterly.  Members with a checking account, with ATM transactions, or electronic transactions will receive a statement every month (either paper or eStatements).

Your statement, whether you receive it monthly or quarterly, will itemize all your transactions and balances on all your accounts, including loans, savings, checking, certificates, etc.

*Members Credit Union pays for your first box of checks. There is a nominal fee associated with subsequent orders. However, you may choose to buy your checks from anywhere.

MCU Checking Features:

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