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Members Credit Union proudly offers a wide variety of consumer loan products with excellent rates, practical terms, and top-flight service. Whether you are looking to get behind the wheel of a new or used automobile, purchase your first home, or just need to get ahead of your debt, MCU provides the perfect product to suit your needs. Payment Calculator

*Fixed-Rate Loans Annual Percentage Rate Details
New & Used
Automobile Loans
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Or call
800-951-8000
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  • Finance up to 125% of the MSRP.
  • Finance new and used vehicles for a maximum term of 84 months (minimum $125 monthly payment).
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Debt Consolidation
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Or call
800-951-8000
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  • Consolidate up to $30,000 of high-interest loans and credit card debt.
  • Pay off your non-MCU debt with  one affordable fixed rate payment.
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Auto Refinance
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Or call
800-951-8000
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  • Finance new and used vehicles for a maximum term of 84 months (minimum $125 monthly payment).
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Home Improvement
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Or call
800-951-8000
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  • We offer two affordable tiers and you can finance up to $30,000 for up to 180 months.
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Other Stock Secured
800-951-8000
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  • Borrow with your own money.
*Variable-Rate
Annual Percentage Rate Details
Personal Line Of Credit
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Or call
800-951-8000
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  • Maximum loan amount $15,000.
  • Request a VISA Credit Card for access to your line of credit at merchants and ATMs that accept Visa worldwide.
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Savings or Certificate Secured
800-951-8000
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  • Borrow with your own money.
Equity Access Line of Credit
800-951-8000
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  • Only available in North Carolina.
Home Mortgages and Refinances Call for Current Rate Information
  • Offering application options – in person, over the phone, or online.
  • Military Mortgage Specialist.
  • Hablamos Espanol.
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Student Loans®
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N/A
  • No origination fees and no prepayment penalty.
  • Benefits and interest rate reductions available.
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* Rate is fixed for the term of the loan.
* Variable rate loans are subject to change and can increase or decrease after closing.

Rates, terms, and conditions are subject to change. Members Credit Union loans are not eligible for transfer. Applicants must meet MCU underwriting guidelines.

 
 

Need Assistance?

Call 1 (800) 951-8000

AUTO LOAN
APR AS LOW AS
5.50%

36-MONTH CD
CURRENT APY
3.51%

SUPER 60
CURRENT APY UP TO
2.12%